What if your breakfast could fuel you like a nutritionist planned it, but taste like it came from your favorite bakery?
This is exactly what these Healthy Chocolate Swirl Oat Muffins do, balancing fiber with natural sweetness and a hint of chocolate.
Made with natural ingredients and goodness like oats for gut health and cocoa for antioxidants, these muffins will provide you with steady energy without the sugar spike or crash.

This recipe is perfect for the busy morning peeps and health enthusiasts alike.
I’ve posted the most basic version, but don’t be afraid to get creative and toss in your favorite add-ins and whatever others you can think of to make it more interesting and satiating. Protein powder could be a great addition, or some mixed nuts or chia seeds for a little extra fiber!
These muffins are so versatile, you can easily make them completely plant-based as well with your choice of milk/alternative.

Being an active college student who cares about her health, I do my best to never miss a beat with my nutrition.
I don’t, and I know many others don’t, either, often have tons of time to make an extravagant breakfast plate and eat it in the morning, so I thought over how I could make a balanced breakfast snack paired with the element of convenience.
These are just the right size for a pre-workout snack, and perfect for me before a morning swim!

Why You’ll Love Chocolate Swirl Oat Muffins
Muffins make an absolute perfect snack or as part of a balanced breakfast when you’re in a hurry. These are great paired to a side of yogurt, nuts or nut butter, or fruit. Their portability and versatility means you can make them anyway you want and take them anywhere you want!
Each bite swirls together a soft, golden oat batter and a rich, chocolatey ribbon — like a mini marble cake you can eat for breakfast. The texture is tender but hearty, thanks to oat flour and rolled oats that give these muffins a slow-burning energy boost.
This recipe is designed through the lens of a nutritionist in training. Unlike grocery store muffins, these won’t send your blood sugar a mile high. They’re designed to provide sustained, satiating energy. No matter who you are and what your goals are, these muffins fit right in.

Healthy Breakfast Muffins for Energy and Focus
Don’t be mistaken by “chocolate” in the title – these muffins are healthy. Banana and oats provide good sources of unrefined complex carbohydrates for steady energy release and blood sugar levels.
Low in added sugars, there’s just the right amount of sweetness from natural sources, if you choose a natural sweetener like honey, maple syrup, or agave.
The cocoa swirl has its own set of benefits as well – adding a small dose of antioxidants and polyphenols for brain and mood support. Maintain your focus and sharpness all morning!
Bake a batch on Sunday and have them throughout the week! Keep in the freezer and grab and warm up when you’re in a hurry.
Here’s Everything You Need to Make Healthy Chocolate Swirl Oat Muffins
Milk of choice
Sweetener of choice (liquid/granulated/powdered)
Vanilla extract
Oats (grinded into flour)
Banana
Baking powder
Salt
Egg or substitute (flax egg, chia egg, vegan egg, aquafaba)
Oil of choice (recommend coconut or other neutral oil)
Cocoa powder
Dark chocolate (bar, chips; optional, for center of muffins)
As mentioned, there’s a lot of choice and room for customization with these muffins to make them your own. The beauty of this recipe is that it can be completely suitable for many dietary preferences, including vegan, paleo, gluten free, nut free, dairy free, high protein, low sugar, soy free, and others.

Healthy Chocolate Swirl Oat Muffins Are
Gluten free with gluten free oats/oat flour
Easily portable
Easily dietary preference-customizable
Nutritious and delicious
Freezer friendly
Great snack for kids
Healthy Chocolate Swirl Oat Muffins
Course: Breakfast, Snacks10
servings15
minutes25
minutes118
kcalYields 10-11 muffins
Ingredients
1 1/2 cups oats or oat flour
1 large ripe banana
1 cup of milk
1 egg (or substitute)
2 tbsp + 2 tsp sweetener (recommend unrefined – honey, agave)
2 tsp vanilla extract
1 1/2 tsp baking powder
1/8 tsp salt
1 tbsp oil (coconut, neutral oil)
1 tbsp cocoa powder
1 large dark chocolate bar or dark chocolate chips for center (*optional)
Directions
- Line or lightly grease a muffin tin (10-11 cups). Preheat oven to 375 degrees Fahrenheit.
- If using whole oats, blend oats into a fine flour in a food processor, blender, or (my recommendation) a coffee bean grinder (works super well). Add flour and all ingredients except cocoa powder and dark chocolate to a blender or food processor and blend until smooth.
- Separate about 1/4 of the batter, adding it to a bowl.
- Fill each muffin liner about 2/3 full of the batter in the blender. Add a square of dark chocolate or a few chocolate chips if using in the center of each cup. Spoon a little bit of batter in cup over chocolate to cover.
- To 1/4 batter set aside in bowl, add 1 tbsp of cocoa powder and combine.
- Add 1 spoonful of chocolate batter over tops of white batter in cups. Swirl gently with a toothpick or knife. Add any extra chocolate batter to tops of cups if desired.
- Bake for 20-23 minutes, checking after 20, ensuring toothpick inserted in center comes out clean.
- Let cool for 5-10 minutes in tin before removing, allowing muffins to firm up.
Notes
- *To make a flax/chia egg: combine 1 tbsp seeds with 2 ½ tbsp of water, then let sit and gel for 5 minutes
- *If batter appears too thick, add 2-3 tbsp extra milk
- *Add any desired toppings – I enjoy some nut butter or yogurt for extra protein
Don’t forget to save this recipe to your recipe board on Pinterest for meal prep week!
